:root{--red: #d9201f;--red-dark: #b81816;--navy: #0b2a5b;--navy-deep: #071c3f;--blue: #1e6fd9;--blue-tint: #eaf3fd;--teal: #0f8a7a;--amber: #d98a0b;--ink: #1b2a3a;--muted: #56667a;--line: #dbe4ee;--bg: #ffffff;--bg-soft: #f5f8fc;--radius: 14px;--shadow: 0 8px 28px rgba(11, 42, 91, .1);--font-head: "Roboto Slab", Georgia, serif;--font-body: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--blue)}h1,h2,h3,h4{font-family:var(--font-head);color:var(--navy);line-height:1.2;margin:0 0 .5em}h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800}h2{font-size:clamp(1.6rem,3vw,2.25rem);font-weight:700}h3{font-size:1.2rem;font-weight:700}p{margin:0 0 1em}.wrap{width:min(1180px,100% - 32px);margin-inline:auto}.narrow{width:min(820px,100% - 32px);margin-inline:auto}section{padding:72px 0}.soft{background:var(--bg-soft)}.dark{background:var(--navy);color:#dbe6f6}.dark h2,.dark h3{color:#fff}.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:.6rem}.dark .eyebrow{color:#ff8f8e}.lead{font-size:1.15rem;color:var(--muted);max-width:720px}.dark .lead{color:#b9c9e2}.sec-head{margin-bottom:36px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:14px 24px;border-radius:10px;font-weight:700;text-decoration:none;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:.15s}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-dark)}.btn-ghost{background:transparent;color:#fff;border-color:#ffffff8c}.btn-ghost:hover{background:#ffffff1f}.btn-outline{border-color:var(--navy);color:var(--navy)}.btn-outline:hover{background:var(--navy);color:#fff}.topbar{background:var(--navy-deep);color:#cfdbef;font-size:.85rem}.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:8px 0;flex-wrap:wrap}.topbar a{color:#fff;font-weight:700;text-decoration:none}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:8px 0}.header .logo img{height:62px;width:auto}.header nav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0}.header nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}.header nav a:hover{color:var(--red)}.menu-btn{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy)}@media(max-width:960px){.menu-btn{display:block}.header nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 16px 20px}.header nav.open{display:block}.header nav ul{flex-direction:column;gap:14px}.header .btn{display:none}}.hero{background:linear-gradient(135deg,var(--navy-deep),var(--navy) 60%,#12468f);color:#fff;padding:64px 0 72px}.hero .grid{display:grid;grid-template-columns:1.05fr 1fr;gap:44px;align-items:center}.hero h1{color:#fff}.hero .kicker{color:#ff9a99;font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;margin-bottom:14px}.hero p.sub{color:#cbd9ef;font-size:1.12rem;max-width:560px}.ticks{list-style:none;padding:0;margin:20px 0 28px;display:grid;grid-template-columns:repeat(2,max-content);gap:10px 28px;font-weight:600}@media(max-width:480px){.ticks{grid-template-columns:minmax(0,1fr)}}.ticks li:before{content:"✓";color:#6fe0b0;font-weight:800;margin-right:10px}.cta-row{display:flex;gap:12px;flex-wrap:wrap}.hero-img{position:relative;border-radius:20px;overflow:hidden;box-shadow:0 24px 60px #0006;background:#fff}.hero-badge{position:absolute;left:14px;bottom:14px;background:#071c3feb;color:#fff;padding:10px 14px;border-radius:10px;font-size:.85rem;line-height:1.35}.hero-badge b{display:block;color:#ffb3b2;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase}@media(max-width:900px){.hero .grid{grid-template-columns:minmax(0,1fr)}}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:-40px;position:relative;z-index:2}.step{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;border-top:4px solid var(--red)}.step .n{font-family:var(--font-head);font-weight:800;font-size:1.6rem;color:var(--red)}.step .st{font-family:var(--font-head);font-weight:700;color:var(--navy);font-size:1.05rem;margin:4px 0 6px;line-height:1.25}.step p{font-size:.93rem;color:var(--muted);margin:0}@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:520px){.steps{grid-template-columns:minmax(0,1fr)}}.zipbox{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.zipform{display:flex;gap:10px;margin:18px 0 10px}.zipform input{flex:1;min-width:0;font-size:1.1rem;padding:14px 16px;border:2px solid var(--line);border-radius:10px;font-family:inherit}.zipform input:focus{outline:none;border-color:var(--blue)}.zipresult{min-height:56px;font-weight:600}.zipresult.ok{color:#0a7a4d}.zipresult.no{color:var(--red-dark)}.zips{display:flex;flex-wrap:wrap;gap:8px}.zips button{font:inherit;font-weight:700;background:#fff;border:2px solid var(--line);color:var(--navy);padding:10px 14px;border-radius:10px;cursor:pointer;transition:.15s}.zips button:hover,.zips button.on{background:var(--navy);border-color:var(--navy);color:#fff}@media(max-width:900px){.zipbox{grid-template-columns:minmax(0,1fr)}}.about{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:center}.badges{display:grid;grid-template-columns:1fr 1fr;gap:14px}.badge{background:linear-gradient(160deg,var(--navy),#12468f);color:#cbd9ef;border-radius:var(--radius);padding:22px 18px;text-align:center;box-shadow:var(--shadow)}.badge b{display:block;font-family:var(--font-head);font-size:1.9rem;color:#fff;line-height:1.1}.badge span{font-size:.9rem}.badge.wide{grid-column:1 / -1;background:var(--red);color:#fff}.badge.wide b{font-size:1.5rem}@media(max-width:900px){.about{grid-template-columns:minmax(0,1fr)}}.map{margin-top:36px;border-radius:18px;overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow)}.map iframe{display:block;width:100%;height:420px;border:0}@media(max-width:600px){.map iframe{height:320px}}.table-scroll{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}.table-scroll table.t{margin:0;min-width:620px}table.cost td a{font-weight:700;text-decoration:none}table.cost .price{font-weight:800;color:var(--navy);white-space:nowrap}table.cost tbody tr:hover{background:var(--bg-soft)}.table-scroll+.note{margin-top:18px}.pillars{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:18px}.pillar{border-radius:var(--radius);padding:26px;background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:.2s;display:block}.pillar:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.pillar .tag{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;font-weight:800}.pillar h3{margin-top:8px}.pillar p{color:var(--muted);font-size:.95rem;margin-bottom:12px}.pillar .more{font-weight:700;font-size:.9rem}.pillar.water{background:linear-gradient(160deg,var(--blue-tint),#fff);border-color:#b9d6f7}.pillar.water .tag,.pillar.water .more{color:var(--blue)}.pillar.mold .tag,.pillar.mold .more{color:var(--teal)}.pillar.fire .tag,.pillar.fire .more{color:var(--amber)}.pillar.rebuild .tag,.pillar.rebuild .more{color:var(--red)}@media(max-width:1000px){.pillars{grid-template-columns:1fr 1fr}}@media(max-width:560px){.pillars{grid-template-columns:minmax(0,1fr)}}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;text-decoration:none;color:var(--ink);transition:.2s}.card:hover{border-color:var(--blue);box-shadow:var(--shadow)}.card h3{font-size:1.05rem;color:var(--navy)}.card p{font-size:.92rem;color:var(--muted);margin:0}@media(max-width:1000px){.cards{grid-template-columns:1fr 1fr}}@media(max-width:560px){.cards{grid-template-columns:minmax(0,1fr)}}.picker{display:grid;grid-template-columns:260px 1fr;gap:24px}.picker-tabs{display:grid;gap:8px;align-content:start}.picker-tabs button{text-align:left;font:inherit;font-weight:700;padding:14px 16px;border-radius:10px;border:2px solid var(--line);background:#fff;cursor:pointer;color:var(--navy)}.picker-tabs button[aria-selected=true]{background:var(--navy);border-color:var(--navy);color:#fff}.picker-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}.picker-panel[hidden]{display:none}.picker-panel ul{padding-left:1.1em}@media(max-width:800px){.picker{grid-template-columns:minmax(0,1fr)}.picker-tabs{grid-template-columns:repeat(3,1fr)}.picker-tabs button{text-align:center;padding:12px 6px;font-size:.9rem}}.tl-track{display:flex;gap:0;margin:8px 0 26px}.tl-track button{flex:1;font:inherit;font-weight:700;padding:14px 8px;background:#143a75;color:#b9c9e2;border:0;border-right:1px solid #0b2a5b;cursor:pointer}.tl-track button:first-child{border-radius:10px 0 0 10px}.tl-track button:last-child{border-radius:0 10px 10px 0;border-right:0}.tl-track button[aria-selected=true]{background:var(--red);color:#fff}.tl-panel{background:#ffffff0f;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:26px}.tl-panel[hidden]{display:none}.tl-panel h3{margin-top:0}.tl-panel ul{margin:0;padding-left:1.1em}.risk{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.risk article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}.risk h3{font-size:1.1rem}.risk p{font-size:.95rem;color:var(--muted);margin:0}@media(max-width:900px){.risk{grid-template-columns:minmax(0,1fr)}}.calc{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.calc-box{background:#fff;color:var(--ink);border-radius:18px;padding:26px}.calc-box label{display:block;font-weight:700;font-size:.88rem;color:var(--navy);margin:12px 0 4px}.calc-box select,.calc-box input{width:100%;font:inherit;padding:12px;border:2px solid var(--line);border-radius:10px}.calc-out{margin-top:18px;padding:16px;border-radius:10px;background:var(--blue-tint)}.calc-out .range{font-family:var(--font-head);font-size:1.6rem;color:var(--navy);font-weight:800}.calc-out small{color:var(--muted);display:block;margin-top:6px;line-height:1.4}@media(max-width:900px){.calc{grid-template-columns:minmax(0,1fr)}}.props{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.props div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}.props h3{font-size:1.05rem}.props p{font-size:.92rem;color:var(--muted);margin:0}@media(max-width:900px){.props{grid-template-columns:1fr 1fr}}@media(max-width:560px){.props{grid-template-columns:minmax(0,1fr)}}.area-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.area{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;text-decoration:none;color:var(--ink);transition:.2s}.area:hover{border-color:var(--red);box-shadow:var(--shadow)}.area .z{font-size:.75rem;font-weight:800;letter-spacing:.08em;color:var(--red)}.area h3{font-size:1.05rem;margin:2px 0 4px}.area p{font-size:.9rem;color:var(--muted);margin:0}@media(max-width:900px){.area-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.area-grid{grid-template-columns:minmax(0,1fr)}}.split{display:grid;grid-template-columns:1.2fr 1fr;gap:36px}.checklist{background:#fff;border-left:5px solid var(--red);border-radius:var(--radius);padding:24px 26px;box-shadow:var(--shadow);color:var(--ink)}.checklist h3{color:var(--navy)}.checklist ul{margin:0;padding-left:1.1em}@media(max-width:900px){.split{grid-template-columns:minmax(0,1fr)}}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 20px}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--red);font-size:1.3rem}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--muted)}.final{background:linear-gradient(135deg,var(--red-dark),var(--red));color:#fff;text-align:center}.final h2{color:#fff}.final .btn-white{background:#fff;color:var(--red-dark);font-size:1.25rem;padding:16px 30px}.footer{background:var(--navy-deep);color:#a9bad4;padding:48px 0 90px;font-size:.92rem}.footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}.footer .f-title{color:#fff;font-family:var(--font-head);font-weight:700;font-size:1rem;margin-bottom:.5em}.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}.footer a{color:#cfdbef;text-decoration:none}.footer a:hover{color:#fff}.footer .fine{border-top:1px solid #1c3a6e;margin-top:30px;padding-top:18px;font-size:.82rem}@media(max-width:800px){.footer .cols{grid-template-columns:1fr 1fr}}.callbar{display:none}@media(max-width:800px){.callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--red);color:#fff;text-decoration:none;font-weight:800;justify-content:center;align-items:center;gap:10px;padding:15px;font-size:1.05rem;box-shadow:0 -4px 16px #00000040}section{padding:52px 0}}.crumbs{font-size:.85rem;color:var(--muted);padding:16px 0 0}.crumbs a{color:var(--muted)}.page-hero{background:var(--navy);color:#fff;padding:52px 0}.page-hero h1{color:#fff;font-size:clamp(1.9rem,4vw,2.7rem)}.page-hero p{color:#cbd9ef;max-width:760px;font-size:1.1rem}.prose{max-width:760px}.prose h2{margin-top:1.6em}.prose h3{margin-top:1.4em}.prose li{margin-bottom:.4em}.snap{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:24px 0}.snap div{background:var(--blue-tint);border-radius:12px;padding:16px}.snap b{display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:4px}.snap span{font-weight:600;color:var(--navy);font-size:.95rem;line-height:1.35;display:block}@media(max-width:800px){.snap{grid-template-columns:1fr 1fr}}.two{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}.aside{position:sticky;top:96px;background:var(--navy);color:#cfdbef;padding:24px;border-radius:var(--radius)}.aside h3{color:#fff}.aside .btn{width:100%;margin-top:8px}@media(max-width:900px){.two{grid-template-columns:minmax(0,1fr)}.aside{position:static}}table.t{width:100%;border-collapse:collapse;margin:18px 0;font-size:.95rem}table.t th,table.t td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}table.t th{background:var(--blue-tint);color:var(--navy)}.note{background:var(--bg-soft);border-left:4px solid var(--blue);padding:14px 18px;border-radius:8px;font-size:.95rem}.crumbs-dark{font-size:.85rem;color:#9fb4d6;margin-bottom:14px}.crumbs-dark a{color:#cfdbef;text-decoration:none}.crumbs-dark a:hover{color:#fff}.callnow{background:#fff5f5;border:1px solid #f3c6c5;border-left:5px solid var(--red);border-radius:var(--radius);padding:4px 24px 12px;margin-bottom:8px}.callnow h2{margin-top:18px;font-size:1.3rem;color:var(--red-dark)}.callnow ul{margin:0;padding-left:1.1em}.prose .table-scroll{margin:16px 0}.prose table.t th,.prose table.t td{font-size:.93rem}ol.steps-list{padding-left:0;list-style:none;counter-reset:s}ol.steps-list li{counter-increment:s;position:relative;padding:4px 0 14px 52px}ol.steps-list li:before{content:counter(s);position:absolute;left:0;top:2px;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-family:var(--font-head)}.costbox{background:var(--blue-tint);border-radius:var(--radius);padding:22px 24px}.costbox .range{font-family:var(--font-head);font-size:1.9rem;font-weight:800;color:var(--navy)}.costbox small{color:var(--muted)}.cards.two-col{grid-template-columns:1fr 1fr}@media(max-width:700px){.cards.two-col{grid-template-columns:minmax(0,1fr)}}.aside hr{border:0;border-top:1px solid rgba(255,255,255,.2);margin:20px 0}.aside-nav{list-style:none;padding:0;margin:0 0 12px;display:grid;gap:4px}.aside-nav a{color:#cfdbef;text-decoration:none;font-size:.93rem;display:block;padding:6px 8px;border-radius:6px}.aside-nav a:hover,.aside-nav a[aria-current]{background:#ffffff1f;color:#fff}.aside a:not(.btn){color:#fff}.prose a{font-weight:600}.hub-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media(max-width:700px){.hub-grid{grid-template-columns:minmax(0,1fr)}}.cards.three{grid-template-columns:repeat(3,1fr)}@media(max-width:700px){.cards.three{grid-template-columns:minmax(0,1fr)}}.scenarios{display:grid;gap:14px;margin:14px 0 6px}.scenario{background:var(--bg-soft);border-left:4px solid var(--blue);border-radius:10px;padding:14px 18px}.scenario h3{margin:0 0 4px;font-size:1.05rem}.scenario p{margin:0;color:var(--muted);font-size:.95rem}.inline-map{margin-top:12px}.inline-map iframe{height:320px}.chips{font-size:.92rem;color:var(--muted)}.chip{display:inline-block;background:var(--blue-tint);color:var(--navy);border-radius:999px;padding:4px 12px;margin:3px 6px 3px 0;font-size:.85rem;font-weight:600;text-decoration:none}a.chip:hover{background:var(--navy);color:#fff}.page-hero.has-img{padding:44px 0}.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:40px;align-items:center}.hero-photo{border-radius:18px;overflow:hidden;box-shadow:0 20px 50px #00000059;background:#fff}.hero-photo img{width:100%;height:auto;display:block}@media(max-width:900px){.hero-grid{grid-template-columns:minmax(0,1fr)}.hero-photo{max-width:520px}}.trust{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:0}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trust-grid div{padding:16px 18px;border-right:1px solid var(--line)}.trust-grid div:last-child{border-right:0}.trust-grid b{display:block;font-family:var(--font-head);color:var(--navy);font-size:1.05rem}.trust-grid span{font-size:.85rem;color:var(--muted);line-height:1.35;display:block}@media(max-width:800px){.trust-grid{grid-template-columns:1fr 1fr}.trust-grid div{border-bottom:1px solid var(--line)}}.sources{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:22px 26px;margin-top:36px}.sources h3{margin-top:0}.sources ul{padding-left:1.1em;margin:0 0 14px}.sources .byline{font-size:.88rem;color:var(--muted);margin:0;border-top:1px solid var(--line);padding-top:12px}.compare{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:14px 0}.compare>div{border:1px solid var(--line);border-radius:var(--radius);padding:16px 20px}.compare h3{margin-top:0;font-size:1.05rem}@media(max-width:700px){.compare{grid-template-columns:minmax(0,1fr)}}.calc-full{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow)}.calc-full h2{margin-top:0}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 20px}.calc-grid .wide{grid-column:1 / -1}.calc-grid label{display:block;font-weight:700;font-size:.9rem;color:var(--navy);margin-bottom:4px}.calc-grid select,.calc-grid input[type=number]{width:100%;font:inherit;padding:12px;border:2px solid var(--line);border-radius:10px;background:#fff}.calc-grid select:focus,.calc-grid input:focus{outline:none;border-color:var(--blue)}.calc-grid small{color:var(--muted);font-size:.8rem}.calc-grid .check label{font-weight:500;display:flex;gap:10px;align-items:flex-start}.calc-grid .check input{margin-top:5px}.calc-result{margin-top:24px;background:var(--blue-tint);border-radius:var(--radius);padding:22px 24px}.cr-label{font-size:.78rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}.calc-result .range{font-family:var(--font-head);font-weight:800;font-size:clamp(1.8rem,5vw,2.6rem);color:var(--navy)}.cr-lines{margin:10px 0;padding-left:1.1em;color:var(--ink);font-size:.95rem}.cr-note{font-size:.85rem;color:var(--muted)}.cr-next{margin-top:14px;font-size:.92rem}@media(max-width:600px){.calc-grid{grid-template-columns:minmax(0,1fr)}}.contact-card{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;background:linear-gradient(135deg,var(--navy),#12468f);color:#cbd9ef;border-radius:18px;padding:26px 30px;margin-bottom:8px}.contact-card p{margin:6px 0 0}.cc-label{font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#ff9a99}.cc-phone{display:block;font-family:var(--font-head);font-weight:800;font-size:clamp(1.8rem,5vw,2.6rem);color:#fff;text-decoration:none}ul.tight{padding-left:1.1em;margin:0}.f-address{color:#cfdbef;font-weight:600}
